Determinants of the Millennial Muslim Generation's Literacy Level on Cash Waqf in Bandung City
Keywords:
Access to Media Information, Cash Waqf, Education, Literacy, ReligiosityAbstract
This study is intended to determine the level of cash waqf literacy for the generation of millennial Muslims in Bandung. Besides, this study aims to decide the level of education, religiosity, and access to information media that influence the literacy of cash waqf for the generation of millennial Muslims in Bandung. The subject of this research is the Muslim community born in 1980 to early 2000, with 100 respondents. The method used in this research is causality with a quantitative approach. The data analysis technique used is Multiple Linear Regression. The results showed that the waqf literacy of the generation of millennial Muslims in Bandung was in the medium category, and based on multiple linear regression analysis, it showed that together, the variables of education level, level of religiosity, and access to information media had a significant effect on the variable of money waqf literacy. This research is expected to provide benefits for the Indonesian Waqf Board (BWI), other waqf institutions, and Islamic Financial Institutions Receiving Cash Waqf (LKS-PWU) in reviewing the literacy of cash waqf in society so that it can be used as an illustration in the strategy of collecting cash waqf.
References
Abdullah, J., & Qadin, N. (2014). Askpek Hukum Penggunaan Teknologi Informasi dalam Wakaf Uang di Indonesia. ZISWAF.
Adhim, F. (2019). Pengaruh Religiusitas Terhadap Prestasi Kerja Pegawai Alumni dan Bukan Alumni Pesantren. Jurnal Ekonomi Modernisasi.
Adirestuty,F., Juliana, J., Ilmy,R. M., & Masrizal, M. (2021). Determinant Factor of Cash Waqf Intentions among Indonesian Society. The Proceeding of the International Conference on Islamic Ecomomics and Finance (ICIEF). 291-307
Alam, E.-I. P., Juliana, & Rosida, R. . (2024). Strategy of Productive Waqf Utilization as a Medium for Food Security in Indonesia: An AHP Approach. Islamic Social Finance, 4(1). https://doi.org/10.58968/isf.v4i1.482
Al Qorni, G. F. W., & Juliana, J. (2020). Sharia Property Purchase Decision Without Bank: Analysis Of The Influence Of Price Factors Environment And Religiosity. Jurnal Ekonomika Dan Bisnis Islam, 3(3), 234–245. https://doi.org/10.26740/jekobi.v3n3.p234-245
Arif, M. N. (2012). Wakaf Uang dan Pengaruhnya terhadap Program Pengentasan Kemiskinan di Indonesia. Indo-Islamika, Volume 2: Nomor 1.
Arif, S. (2010). Wakaf Tunai Sebagai Alternatif Mekanisme Redistribusi Keuangan Islam. La Riba, 1.
Ash-Shiddiqy, M. (2017). Pengaruh Pendapatan, Religiusitas, Jarak Lokasi, Tingkat Pendidikan dan Akses Informasi terhadap Minat Masyarakat untuk Berwakaf Uang di Badan Wakaf Uang /Tunai MUI Daerah Istimewa Yogyakarta. SKRIPSI.
Azwar, S. (2006). Penyusunan Skala Psikologi. Yogyakarta: Pustaka Belajar.
Badan Wakaf Indonesia. (2020). Laporan Hasil Survey Indeks Literasi Wakaf 2020. Jakarta: Badan Wakaf Indonesia.
Batari, H., Juliana, J., Monoarfa, H., (2024). MAPPING ZAKAT AND SUSTAINABLE DEVELOPMENT GOALS RESEARCH: A BIBLIOMETRIC ANALYSIS. SHARE Jurnal Ekonomi dan Keuangan Islam. Vol. 13, No. 2, pp. 469-485
Damayanti, E., Rahayu, A., & Juliana, J. (2017). Impact of Knowledge of Sharing Ratio and Family Religiousity Environtment to Customer Decision: Survey on Bank BRI Syariah KCP Bandung Kopo. 1st International Conference on Islamic Economics, Business and Philanthropy.
Ekawaty, M., & Muda, A. W. (2015). Wakaf Uang: Tingkat Pemahaman Masyarakat dan Faktor Penentunya (Studi Masyarakat Muslim Kota Surabaya, Indonesia). Universitas Brawijaya.
Fahmi, A., & Sugiarto, E. (2018). Pelatihan Pemanfaatan Literasi Informasi E-Wakaf Untuk Pengelolaan Administrasi Wakaf Sebagai Dukungan Layanan Prima Pejabat Pembuat Akta Ikrar Wakaf. Jurnal Abdimasku Pengabdian Masyarakat Vol 1 No 2.
Fawwaz, M. F., Juliana, J., Cakhyaneu, A., Muhammad, M., & Marlina, R. (2021). Waqf as Alternative Financing Resource for Infrastructure Development in Indonesia: Analytical Hierarchy Process Approach. Islamic Research, 3(2), 50-58. https://doi.org/https://doi.org/10.47076/jkpis.v3i2.53
Ferdinand, A. (2014). Metode Penelitian Manajemen. Semarang: Badan Penerbit Universitas Dipenogoro.
Handayani, R. P., & Kurnia, T. (2015). Analisis persepsi Masyarakat Kota Bogor Terhadap Wakaf Tunai. Jurnal Syarikah.
Hasan, S. (2010). Wakaf Uang dan Implementasinya di Indonesia. de Jure, Jurnal Syariah dan Hukum.
Hasan, S. (2011). wakaf Uang perspektif fiqih, hukum positif dan manajemen . UIN-Maliki Presss, 1.
Hazami, B. (2016). Peran dan Aplikasi Wakaf dalam mewujudkan kesejahteraan Umat di Indonesia. Analisis, 173-201.
Huda, N., Sentosa, P. W., & Novarini. (2019). Persepsi Sivitas Akademika Muslim Terhadap Wakaf Uang. Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi, 77-86.
Husniyah, P. Z. (2019). Literasi Wakaf Pada Masyarakat Untuk Memunculkan Minat Berwakaf (Studi pada Badan Wakaf Indonesia Jawa Timur). SKRIPSI.
Ibrahim, A. (2014). Stagnansi Perwakafan di Aceh: Analisis Faktor Penyebab. Media Syariah.
Ilman, M. Z. (2019). Pengaruh Tingkat Pendidikan, Religiusitas, Akses Media Informasi dan Pengetahuan Wakaf Uang Terhadap Persepsi Masyarakat Tentang Wakaf Uang (Staff Pada Jamaan Masjid Al-Ghifari, Masjid Muhajirin, dan Masjid Ramadan Griya Shanta Kota Malang). Malang: Universitas Brawijaya.
Indit, R. (2012). Pemanfaatan Media Pembelajaran Audio Visual Dalam Proses Belajar Mengajar Seni Tari di Sekolah Dasar Negeri 1 Bangirejo Yogyakarta. THESIS.
Irianto, M. F. (2019). Implementasi Good Corporate Governance dalam Upaya Mewujudkan Akuntabilitas dan Transparansi Pengelolaan Wakaf Tunai. Tesis.
Jani, J., & Juliana, J. (2024). Analysis of Factors Causing Poverty in Brebes Regency Based on an Islamic Economic. TSARWATICA (Islamic Economic, Accounting, and Management Journal), 5(2), 92-104.
Juliana, J. (2017), Syariahpreneur Dalam Mewujudkan Kesejahteraan Masyarakat, Corbooks, Bandung.
Juliana, J., Munadiyah, R., Rasida, R., Mahri, A. J. W., & Awaluddin, R. (2022a). Efficiency of Private Waqf Institutions in Indonesia: Data Envelopment Analysis. BWPS, 2.
Juliana, J., Wafa Rizaldi, M. ., Azizah Al-Adawiyah, R. ., & Marlina, R. . (2022b). Halal Awareness : Pengaruhnya Terhadap Keputusan Pembelian Konsumen Shopee dengan Religiositas Sebagai Variabel Moderasi . Coopetition : Jurnal Ilmiah Manajemen, 13(2), 169–180. https://doi.org/10.32670/coopetition.v13i2.1423
Juliana, J., Hermawa, R., Nurhaliza, F., Marlna, R. (2023a) Bank Syariah Indonesia Customer Loyalty After Merger: Analysis of Trust, Service Quality, and Religiosity. Jurnal ekonomi Syariah dan Terapan. Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga Vol. 10 No. 1
Juliana, J., Jihan, M., Rosida, R., Ismail, S., Muhammad, M., & Aji, T. S., (2023b). The COVID-19 pandemic and the intention of cash waqf: Approach to theory of reason action, level of religiosity and trust in institutions. Al-Uqud : Journal of Islamic Economics, 7(1), 138–153. https://doi.org/10.26740/aluqud.v7n1.p138-153
Junaidi, A. (2007). Strategi Pengembagnan Wakaf Tunai Di Indonesia. Jakarta: Direktorat pemberdayaan Zakat Departemen Agama RI.
KBBI. (2016). KBBI Daring. Retrieved 03 12, 2020, from kbbi.kemendikbud.go.id
Khaeriyah, N. (2019). Pengaruh Literasi Terhadap Minat Masyarakat Muslim Berwakaf Uang di Kota Semarang. SKRIPSI, 25.
Khan, M. T. (2015). Development of Human Capital Through Institusions of Islamic Waqaf. International Journal of Information, Bussines and Management, 36-50.
KNEKS. (2019). Menangkap Peluang Tren Wakaf Produktif. Jakarta: Komite Nasional Ekonomi dan Keuangan Syariah.
Kompas. (2019, 09 27). Potensi Besar, Wakaf Produktif Belum Tersosialisasi dengan Baik. Retrieved 5 21, 2020, from Kompas.com: https://money.kompas.com/read/2019/09/27/201410426/potensi-besar-wakaf-produktif-belum-tersosialisasi-dengan-baik
Kurjono, K., Juliana, J., & Hidayat, T. (2022). Shodaqoh Infaq Management Model to Increase Community Economic Welfare. Islamic Research, 6(1), 20-30. https://doi.org/https://doi.org/10.47076/jkpis.v6i1.185
McPhetres J, Zuckerman M. Religiosity predicts negative attitudes towards science and lower levels of science literacy. PLoS One. 2018 Nov 27;13(11):e0207125. doi: 10.1371/journal.pone.0207125. PMID: 30481175; PMCID: PMC6258506.
Morissan. (2012). Metode Penelitian Survei. Jakarta: PT. Fajar Interpratama Mandiri.
Moslem, H., Sultan, M. A., & Juliana. (2017). Analysis of Sharia Compliance Islamic Business The Industrial Centers of Peci - Survey on Cianjur Regency Craftsmen. 1st International Conference of Islamic Economics, Business, and Philantropy (ICIEBP) Vol 1.
Mahri, A. J. W., Juliana, J., Muhammad, M., Hardiansyah, K., Rosida, R., & Oroji, A. M. (2024). Factors predicting intention to give waqf in agriculture sector. Review of Islamic Economics and Finance (RIEF), 7(2), pp. 123-140
Mahri, A. J. W.; Asya’bani, N.; Nurasyiah, A.; Juliana, J. (2022). Millennial’s Decision to Pay ZISWAF During the Covid-19 Pandemic in Indonesia. NeuroQuantology ; 20(7):303-313. DOI: 10.14704/nq.2022.20.7.NQ33036
Marlina, R., & Juliana, J. (2018). The Level of Student Literacy Towards The Sharia Cooperatives. Review of Islamic Economics and Finance (RIEF), 1(1), 25–31.
Muflih, M. and Juliana, J. (2021), "Halal-labeled food shopping behavior: the role of spirituality, image, trust, and satisfaction", Journal of Islamic Marketing, Vol. 12 No. 8, pp. 1603-1618. https://doi.org/10.1108/JIMA-10-2019-0200
Munir, Z. A. (2013). Revitalisasi Manajemen wakaf sebagai Penggerak Ekonomi Masyarakat. Journal de Jure, 162-171.
Ningtyas, M. N. (2019). Literasi Keuangan Pada Generasi Milenial. Jurnal Ilmiah Bisnis dan Ekonomi Asia.
Nizar, A. (2014). Faktor-Faktor yang Mempengaruhi Persepsi Wakif tentang Wakaf Uang. Jurnal Bisnis dan Manajemen, 1.
Nuraini, I., Takidah, E., & Fauzi, A. (2018). Faktor- faktor yang mempengaruhi Intensi dalam Membayar Wakaf Uang Pada Pegawai Kantor Wilayah Kementrian Agama Provinsi DKI Jakarta. Jurnal Ekonomi Syariah dan Bisnis.
Nurjanah, F., Kusnendi, & Juliana. (2019). The Impact of Economic Growth and Distribution of Zakat Funds on Poverty (Survey in the Third District of West Java Province Period 2011-2016). 2nd International Conference in Islamic Economics, Business, and Philantrophy (ICIEBP).
OpenData Kota Bandung. (2019, 12 26). Bandung.go.id. Retrieved from Jumlah Penduduk berdasarkan Agama: http://data.bandung.go.id/dataset/jumlah-penduduk-berdasarkan-agama/resource/19fecbc5-3b29-4f46-ac31-3698bea82b6a
Otoritas Jasa Keuangan. (2014). Literasi, Edukasi, dan Inklusi Keuangan. Direktorat Literasi dan Edukasi, 4.
Otoritas Jasa Keuangan. (2019, 01 10). Literasi keuangan. Retrieved January 10, 2020, from https://www.ojk.go.id/id/kanal/edukasi-dan-perlindungankonsumen/Pages/Literasi-Keuangan.aspx
PUSKAS BAZNAS. (2019). Indeks Literasi Zakat. Jakarta: Puskas BAZNAS.
Raharjo, S. B. (2010). Pendidikan Karakter Sebagai Upaya Menciptakan Akhlak Mulia. Jurnal Pendidikan dan Kebudayaan.
Republika. (2020, 02 20). Mengenal Generasi Milenial. Retrieved from Republika: http://www.republika.co.id/berita/koran/inovasi/16/12/26/ois64613-mengenal-generasi-millennial
Rohmana, Y., Juliana, J., Utami, S. A., Ismail, S., & Marlina, R. (2024). Factors affecting students’ intention to donate cash WAQF: the mediating role of literacy in Indonesia. ISRA International Journal of Islamic Finance, 16(S1), 46-70.
Rozalinda. (2016). Ekonomi Islam: Teori dan Aplikasinya pada Aktivitas Ekonomi. Jakarta: Rajawali Pers.
Sanusi, A. (2011). Dalam Metodologi Penelitian Bisnis. Jakarta: Karya Salemba Empat.
Sasmita, G. G. (2015). Rancang Bangun Media Informasi Bis Umum Di Terminal Purwokerto Berbasis Android (A Design Of Media Information Of Bus In Purwokerto Bus Station Android Based). Thesis.
Sholahuddin, M. (2011). Kamus Istilah Ekonomi, Keuangan, dan Bisnis Syariah A-Z. Jakarta: Gramedia Pustaka Utama.
Sholihah, A. S. (2018). Teori-Teori Pendidikan dalam Al-Quran. Edukasi Islam, Jurnal Pendidikan Islam.
Siregar, S. (2017). Metode Penelitian Kuantitatif : DIlengkapi dengan Perbandingan, Perhitungan Manual & SPss. Jakarta: Rineka Cipta.
Suhendra, O. (2014). Perancangan Media Informasi Seni Benjang Gelut. THESIS.
Tabachnick, & Fidel. (2013). Using Multivariate Statistics. Boston: Pearson Education.
Wulandari, N. S., Rosida, R., Cakhyaneu, A., & Alindawati, N. (2016). Optimization of Cash Waqf in Developing Creative Industry: An Effort to Create Sharia-creativepreneurs. Advance in Economics, Business and Management Research, Volume 15.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Muhammad Ilham Rasyid, Juliana Juliana, Firman Menne, Qudratov Inomjon (Author), Rida Rosida, M. Hatta (Translator)

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.